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Our Basic Checking account is ideal for customers who maintain a higher balance or don't perform debit transactions using their account. You'll start with a low $4 monthly service fee. Reduce and even eliminate this fee when you meet balance requirements or don't debit any items from your account. Get started today with just a $10 opening deposit!

  • Simplified checking solution
  • $4 monthly service charge
    • Reduce service charge by 20¢ for each $100 average daily balance maintained
    • No service charge if there are no debit items for the statement cycle
  • Just 25¢ per debit item
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • $10 minimum deposit to open

Do you currently have an account with Cross Bank?