We make it easy to choose the credit card that is right for you—Value Card or Everything Rewards. It’s the only card you need for everything you need to do.
Personal Card – Value Card
Features
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- No annual fee.
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
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- 24-hour, toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Fees
Other fees may be charged. These fees are listed on the downloadable application.
Personal Card – Everything Rewards/Premier Plus Rewards Card
Features
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- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for the first six months.1
- Competitive ongoing APR.1
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
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- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.cardmanagers.net or call 800-367-7576.
- 24-hour, toll-free live customer assistance available at 800-367-7576.
- ID Theft Protection coverage and a host of extraordinary Mastercard® benefits
- Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
Other fees may be charged. These fees are listed on the downloadable application.
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Apply Now
Apply online now or download the PDF application.
Type in the information, then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Fax your completed application to the Card Service Center at 877-809-9162. You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
1Please see application for information about current APRs and fees.
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